These finance tools will help you manage your budget, calculate loan and mortgage repayments, and check on your borrowing power.
LOAN REPAYMENT CALCULATOR
Will your mortgage repayments be manageable? Our Loan Repayment Calculator estimates how much you could be paying each week, fortnight or month.
Enter the amount you intend to borrow, the repayment type (principal and interest is generally recommended), the interest rate of the prospective loan, the term of the loan and the frequency of repayments.
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"Govt charges may apply. The comparison rate is based on a secured loan over the term of repayment. WARNING: This comparison rate is true only for the examples given & may not include all fees & charges. Different terms, fees or other loan amounts might result in a different comparison rate. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan."
MORTGAGE CALCULATORWhat type of loan will you need for your dream home? What will your monthly repayments be? This mortgage calculator provides helpful financial information for those starting out on their property search. Simply enter the property price, the amount you have available for a deposit and the term of the loan. # The comparison rate includes the other costs and fees in a typical home loan, as well as the interest rate, to help identify the true cost of your loan.
BORROWING CALCULATORWhat‘s your buying power? What type of home – and where – can you afford to purchase? Our Borrowing Power Calculator estimates how much financial institutions may lend you. Simply enter the loan amount, the property price, the deposit amount and your total annual gross income (including the income of anyone else purchasing the home with you). The calculator estimates your maximum loan and total interest payments.. Select the repayment frequency (monthly, fortnightly or weekly) to view the estimated amount of each repayment. Note that your maximum loan and repayments may change if the interest rate changes.
How much can you afford in mortgage repayments? Will you need to change your spending habits? Our Budget Planner tool allows you to see your total income and expenses at a glance so you can assess your cash flow.
First, fill in your income details. Select ‘Next’ to add your household expenses, ‘Next’ again to fill in your lifestyle expenses and ‘Next’ one last time to view the summary chart.
Select ‘Previous’ to go back through your income and expenses if you need to make adjustments, such as changing the home loan repayments.
Use this tool with our Mortgage Calculator and Loan Repayment Calculator to get a better understanding of your potential mortgage commitments.